Browsing: Better Life

Tips that will actually help improve your life. Get the tips and advice you need to make your health, career and finance smarter, better and wiser.

Personal Finance
Smart tips : Taming the credit card monster

Credit cards can be useful and convenient. But if you aren’t careful about how you use them, you can put yourself on a path to serious financial trouble. You could build up debt that might take you years to pay off or damage your credit rating. Here are some smart tips for taming the credit card monster to be a useful asset. Before applying for a credit card 1. Know what you’re getting into When you sign up for a credit card, you are entering into a legally binding contract, so it’s important that you understand the terms and conditions. Credit card applications must have an “information box” that outlines key features of the credit card like interest rates and fees. But don’t stop reading there. Review the complete terms and conditions so you’re aware of other important details, such as: your liability in case your card is lost or…

Personal Finance
Dear NRI, Have you filed your income tax returns ?

There is a general belief that NRIs do not have to pay any income tax in India and most NRIs neglect tax as something not affecting them. In reality NRIs have tax exemption only for income generated from abroad. Even if you are an NRI, you are liable to pay income tax on whatever income you earn from India – for example, rent from property, profit from sale of assets or dividend from shares. However, this is applicable only if your income in India crosses the basic exemption limit of Rs 2 lakh per year. Who is an NRI ? To determine if you are eligible for tax exemptions, you need to find out your residential status based on number days spent in India. The Income tax department classifies an individual to be a non-resident when: You reside outside India for a period of 182 days or more during the relevant previous year   [OR] You are…

Body and Mind
Important tips to avoid summer fires

As the summer heat soars high, the incidents of fires also increase. Types of these fires vary between electric fires, vehicle fires and fires from garbage dump. Mostly these fires are caused by negligence, high temperatures and lack of knowledge on preventive measures. Here are some tips shared by Qatar’s Ministry of Interior. Air Conditioners Air conditioners that are operating continuously in a dusty environment can cause fires because the dust can settle over electrical components such as capacitors and cause tracking faults. Running all the air conditioners at the same time and for longer periods will cause overload and generate excess heat causing fire. Vehicles Most car fluids are flammable. Heat and electrical sparks plus leaking fluid are all it takes to start a car fire. Have your car serviced regularly by a professionally trained mechanic. A well-maintained car is less likely to have a fire. Maintain vehicle battery…

Body and Mind
10 health and safety tips to survive a sandstorm

It is necessary to take basic health and safety precautions during the dusty season in Qatar. Fine particles of dust can irritate the lungs and trigger allergic reactions or asthma attacks. High risk groups such as infants, children, teenagers, the elderly, those with a history of asthma, bronchitis, emphysema or other respiratory conditions, people with heart disease, pregnant women, and those who have to work outdoors, such as construction or delivery workers have to be extra cautious. See the doctors as soon as possible if an infection occurs. Breathing dust over a long period of time can also cause chronic breathing and lung problems. If you have a respirator or mask designed to filter out small particulates, put it on immediately. If you don’t have a mask, wrap a piece of wet cloth around your nose and mouth. Protect your eyes. Eyeglasses offer minimal protection from blowing dust or sand, but airtight…

Career
10 tips to be happy and motivated at work

Being happy on the job improves our reputation, receive better feedbacks from bosses and enjoy more job satisfaction. Here are 10 tips to be happier at work : 1. Make only commitments that you can keep Many employees spend more time making excuses for failing to keep a commitment, and worrying about the consequences of not keeping a commitment, than they do performing the tasks promised. If your workload is exceeding your available time and energy, ask the boss for help and resources. 2. Get organized An organized workplace will help you be better prepared and work more efficiently. It can also improve your happiness since a clean desk makes the work environment seem less hectic and stressful. 3. Take note of how many people rely on you. Every job is part of a bigger teamwork. Try to see the bigger picture and you get a greater sense of how much…

Better Life
7 tips to protect yourself from Spam Calls and SMS

Scams no longer target just the easily-duped. Even highly educated and internet savvy people are falling preys to the latest scams. Once duped, most people do not disclose this with their friends or family out of shame, making it even easier for scammers. Ooredoo has warned customers not to trust “spam calls” from unknown numbers that ask for personal or monetary information, or pretend to be calling from Ooredoo or any other Qatar organisation. Missed call scams Missed call spams start by ringing your phone and hanging up so quickly that you can’t answer the call in time. Apart from being a nuisance, the missed call can lead to a scam in two ways: The number you call back may be redirected to a premium rate service (a number that starts with 190) without your knowledge, which means you will be charged a lot of money per minute. The number may…

Better Life
10 beautiful visa-friendly countries for Indians

A whole lot of countries can be visited by Indian passport holders without a prior visa (i.e. either no visa required or one is issued on arrival). In fact, holders of Indian passports have visa-free and visa-on-arrival access to more than 50 countries and territories around the world. Here are some of the most beautiful countries that Indians can travel without the hassle of visa applications. Thailand Thailand has the full package – in buzzing Bangkok, indulge in mouth-watering food, visit nightclubs and explore street markets; in the north, meet hilltribes, see elephants and explore ancient temples; and in the south, relax on beaches, discover underwater worlds and hangout in jungles. Indian citizens are eligible for Visa On Arrival in Thailand.  Hong Kong This enigmatic city of skyscrapers, ancient traditions and heavenly food will fascinate, whether it’s your first visit or your 50th. Beyond the glass and steel of Hong Kong’s commercial persona, the…

Technology
Easy Guide : How to use WhatsApp on your PC / Desktop

Good news for all WhatsApp users as WhatsApp has announced on Wednesday (21 Jan 2015) that the chat app is now available in your Web browser. The Web client is simply an extension of your phone: the Web browser mirrors conversations and messages from your mobile device — this means all of your messages are still live on your phone. However, at this point the application is not available on iPhone due to compatibility issues. Here is a simple step-by-step on how to connect WhatsApp to your Web browser : 1. Download latest version of WhatsApp on your phone You will have to update your existing WhatsApp (free), as this feature is not supported in old versions. 2. On your computer open web.whatsapp.com in browser Update : 1 March 2015 : This feature is currently supported by Google Chrome, Firefox and Opera browsers. 3. Open WhatsApp on phone and select ‘WhatsApp Web’ See below on how to access…

Body and Mind
10 tips to reduce high blood pressure

High blood pressure is one of those chronic conditions that responds very well to lifestyle changes. By making these 10 lifestyle changes, you can lower your blood pressure and reduce your risk of heart disease. 1. Lose weight Maintain a normal body weight with a body mass index between 18.5 and 24.9.  In general, the more weight you lose, the lower your blood pressure. Keep an eye on your waistline. Asian men are at risk if their waist measurement is greater than 36 inches (91 cm). Asian women are at risk if their waist measurement is greater than 32 inches (81 cm). 2. Change how you eat Adopt a healthy eating program high in fruits, vegetables, whole grains and low-fat dairy, and low in saturated and total fat. This is called the DASH eating plan: Dietary Approaches to Stop Hypertension. 3. Cut back on salt Limit sodium to no more than…