Browsing: Better Life

Tips that will actually help improve your life. Get the tips and advice you need to make your health, career and finance smarter, better and wiser.

Personal Finance
5 ultimate rules of money management

If you think that understanding personal finance is way above your head, you’re wrong. All it takes to get started on the right path is the willingness to do a little reading – you don’t even need to be particularly good at math. To help you get started, we’ll take a look at the most important things to understand about money if you want to live a comfortable and prosperous life. 1. Control your instincts The sooner you learn the fine art of delaying gratification, the sooner you’ll find it easy to keep your finances in order. Although you can effortlessly purchase an item on credit the minute you want it, it’s better to wait until you’ve actually saved up the money. Do you really want to pay interest on a pair of jeans or a restaurant meal? 2. Know where your money goes Once you’ve gone through a few personal finance…

Personal Finance
Video : 10 questions to ask before buying insurance

When making any purchase decision – be it washing powder or luxury car, we all want to maximize the value for the price we pay. But when it comes to insurance policies, often we hesitate to ask any question and just sign on the form. The problem starts after few years when we realize that we did not ask the right questions nor read the fine print. Here are the 10 things you should do before signing insurance proposal form: Summary Anaylse and ensure that the plan meets your Insurance Needs and Long Term Financial Goals. Check the plan type. Is it Market Linked or Traditional ? Understand the risk factors, terms and conditions of the plan. Read the sales brochure carefully. Check whether it is a Single or Regular Premium Plan. Confirm the Premium Amount and the Premium Payment Term. Check the Benefit Illustration. Confirm the tenure of the plan.…

Body and Mind
9 tips for a healthy glowing skin

Good skin care and healthy lifestyle choices can help delay the natural aging process and prevent various skin problems. Get started with these 9 tips: Wash your face twice a day with warm water and a mild soap made for people with acne. Gently massage your face with circular motions. Don’t scrub. Don’t pop pimples. It’s tempting, but here’s why you shouldn’t: Popping pimples can push infected material further into the skin, leading to more swelling and redness, and even scarring. Avoid touching your face with your fingers or leaning your face on objects that collect sebum and skin residue like your phone. Touching your face can spread the bacteria that cause pores to become inflamed and irritated. If you wear glasses or sunglasses, make sure you clean them frequently to keep oil from clogging the pores around your eyes and nose. Remove your makeup before you go to sleep. Keep hair clean and…

Personal Finance
10 tips to a safer online banking for NRIs

Online banking is one of the most convenient features of modern day banking. You no longer need to visit your branch or stand in queues. Especially for NRIs who cannot physically visit their banks in India, online banking is a great convenient feature. But with great convenience comes great risks. Follow these 10 tips and you can minimize the risks and bank safely online: 1. Always check the URL of your bank’s web site. If you see anything other than the bank’s genuine URL, you know it is fake.  Secure websites have https:// as well as a padlock sign on the address bar. Never enter your user ID or password or such sensitive information without ascertaining that you are on the right web site. 2. Check if your bank has two-factor authentication for online banking. Most banks have this feature that would require you to answer optional questions or provide OTP…

6 rules of business card etiquette

Business cards are an important marketing tool for any business owner. They are used in business meetings as an introduction and left with potential customers as a means of getting a foot in the door. Here are 6 professional rules about business cards : 1. Clean and clear Many times, a business card serves as the first impression that a potential client has of you and your business. It is therefore extremely important that the business card is clean and the contact details are clear and accurate. 2. Treat with respect A business card should be treated with the respect that you would treat the person handing it to you. Don’t discard it abruptly and put it down without looking at it. 3. Appreciate the local culture In Asian cultures, use two hands to give and receive cards, and place your counterpart’s card on the tabletop during a business meeting. In…

Body and Mind
7 signs you need a goal in life

Approximately only 3% of the population have goals that are specific, written down, and being put into practice. Is it a coincidence that only 3% of the population are wealthy? It is certainly something to ponder anyways. Are you among that 3% that has clear written out goals that you are putting into practice? Or do you feel that you do not need goals? You do not need goals if you are content with not moving further and you like life just the way it is. If you feel the need to improve in life, but are still not sure if you necessarily need goals, keep reading. 7 signs you need a goal 1. You are over 30 and still don’t know what you want to be when you grow up, but know you want to do something fantastic 2. You feel like you are not content in life and…