How NRIs can open NPS account online

Just like regular residents, Non Resident Indians (NRIs) can also open a National Pension System (NPS) account. It provides tax breaks of up to Rs 1.5 lakh under Sec 80C and Rs 50,000 under Sec 80CCD(IB).
For an NRI to open an NPS account online, he should have a PAN card and a bank account.


The NRI should be between 18 and 60 years of age and should have a PAN card along with a bank account in an NPS empanelled bank for KYC verification.


The NRI must visit the PFRDA NPS trust website and choose eNPS. Next, he should click on Registration and then on New Registration to begin the process.


The subscriber should select the Non Resident Indian option and choose the type of account—repatriable (NRE) or non-repatriable (NRO). Next, PAN, passport number and bank should be chosen.
Country of residence should be selected from the dropdown list. Once details are submitted, a NPS registration form will be displayed wherein the NRI must enter personal, contact and bank details.

Scheme details

The subscriber should choose the pension fund manager and investment mode— Active or Auto. For Active, one must enter the percentage allocation in different asset classes. In Auto, the allocation is done automatically. The subscriber can register up to three nominees.

Photo & signature

The NRI must upload a scanned signature and photograph in jpg format of size 4-12kb.

Initial contribution

An initial contribution of Rs 500 needs to be made through the selected bank. After this, a Permanent Retirement Account Number (PRAN) will be generated.

Form submission

Once the registration process is completed, the NRI must print the system-generated form, paste photograph, add signature and dispatch the same to the Central Record Keeping agency of NPS within 90 days. Failure to do so will lead to freezing of the account.

Related: Complete Guide to National Pension Scheme

Source: Economic Times
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