In today’s globalized world, financial institutions have transcended geographical boundaries to cater to the diverse and ever-growing needs of international communities. The United Arab Emirates (UAE) stands as a shining example of this phenomenon, boasting a thriving economy and a multicultural population that includes a significant Indian expatriate community.
With a shared history, trade ties, and cultural affinities, it’s no surprise that numerous major Indian banks have established a robust presence in the UAE.
This article serves as a comprehensive guide to the major Indian banks operating in the UAE. As the UAE continues to be a hub for business and investment, these banks play a pivotal role in facilitating financial transactions, providing a range of banking services, and serving as a financial bridge between India and the UAE.
Whether you are a business professional, or an individual seeking to understand the financial landscape in the UAE, this article will provide you with valuable insights into the role of Indian banks in UAE’s financial scene.
Axis Bank Limited
Axis Bank Dubai Representative Office
Office No.105, 1st Floor, Al Safa Business Centre, Plot No.318-883, Street No.19,
PO Box 122504, Opp. Dubai Central Post Office, Karama, Dubai.
Tel: 00971-43343688
Website: https://www.axisbank.com/
Axis Bank Abu Dhabi Representative Office
P O Box No.113498, Office No.1003, 10th Floor, Al Masaood Tower,
Near Millenium Hotel, Hamdan Street, Abu Dhabi.
Tel: 00971-26281668
Axis Bank Sharjah Representative Office
1312-1313, Al Hind Tower, PO Box 39712,
Besides Qasba Canal, Al Qasba, Sharjah.
Tel: 00971-65253330
Bank of Baroda
Below is the contact list of Bank of Baroda branches in the UAE:
| Branch Name | Contact | Fax | |
|---|---|---|---|
| Dubai | +97143136680 | +97143535548 | indiadesk@bankofbaroda-uae.ae |
| Abu Dhabi | +97126322000/206 | +97126335293 | indiadesk.abudhabi@bankofbaroda-uae.ae |
| Deira | +97142600900/202 | +97142298518 | deira@bankofbaroda-uae.ae |
| Sharjah | +97165037919 | +97165738137 | sharjah@bankofbaroda-uae.ae |
| Ras Al Khaimah | +9717269377 | +97172269399 | rasal@bankofbaroda-uae.ae |
| NRI Cell, Zonal Office | +97143136646 | +97143530839 | nricell.uae@bankofbaroda.com |
Website: https://www.bankofbarodauae.ae/
Bank of Baroda Dubai Office
Plot No. 380430, Umm Hurair Building, Al Doha Street, Karama.
Tel: +971 4 313 6666 / 33 136 600
Bank of Baroda Deira Dubai Office
Bank Of Baroda, Deira Branch, Al Kuwaiti Building, Baniyaas St., Deira, Dubai.
Tel: +971 4 260 0900 / 4 229 851 / 228 6020
Bank of Baroda Abu Dhabi Office
Shop No 5,6 &7, Al Jazeera Towers, Hamdan Bin Mohammed Street, Abu Dhabi.
Tel: +971 2 632 2000
Bank of Baroda Sharjah Branch
Ground Floor Office, 1,2,3 Crystal Plaza, Buhaira Corniche, Sharjah.
Tel: +971 6 503 7900
Bank of Baroda Rasal Khaimah Branch
Al Nahkeel Street, Next To Choitram Super Store, Ras Al Khaimah.
Tel: +971 7 226 9041
Bank of Baroda, EBSU Burdubai, Dubai
Sheikh Rashid Building, Ali Bin Talib Road, Burdubai, Dubai.
Tel: +97143583756
Bank of Baroda, EBSU Sheikh Zayed Road, Dubai
Emgate Building Ground Floor, Business Bay, Exit 2 Shaikh Zayed Road, Dubai.
Tel: +971 4 339 7414 / 339 7838
Bank of Baroda, EBSU Mussafah, Abudhabi
Shop No. 9, Ahamed Mubarak Al Khindi Building, Plot No. 3, Sector No. 2,
Mussafah Industrial Area, Abu Dhabi.
Tel: +971 2 555 1843
Bank of Baroda, EBSU Shabiya, Abu Dhabi
Building No C-135, Sector -12 , 51st Street, Shabiya, Abu Dhabi.
Tel: +971 2 555 8491
Bank of Baroda, EBSU DMCC, Dubai
Unit No. G-35, Almas Tower, JLT, DMCC, Dubai.
Tel: +971 4 395 8336
Bank Of Baroda, EBSU Al Quasis, Dubai
Plot No 242 \U2013 305, Salem Saeed, Ghadyar Building, No. 16,
Shop No. 8, & 9, Ground Floor, Damascus Street, Al Qusais, Dubai.
Tel: +971 4 257 6734
Bank of Baroda, EBSU National Paints, Sharjah
Muwaileh, National Paint, Sharjah.
T: +971 6 5443244
Bank of Baroda, EBSU Hamriya Free Zone, Sharjah
Shop No. 1, LOB: 1G – 13 & 14. Hamriya Free Zone, Sharjah.
Tel: +971 6 526 4924
Bank Of Baroda, EBSU RAKIA, Ras Al Khaimah
Shop No 1, Opposite Minal Arab Gate No 1,
Al Raffa Area, Jazeera, Ras al Khaimah.
Tel: +971 7 243 4575
Canara Bank
Canara Bank Dubai International Financial Center (DIFC) Branch
No. N 504, Level 5, Emirates Financial Towers,
Dubai International Financial Centre, Dubai.
Ph.: 00971 43591668, Fax: 0097143277172
Email: difcdubai@canarabank.com
Website: www.canarabank.com
Canara Bank Sharjah Representative Office
Flat No. 504, 5th Floor, Liberty Real Estate Building,
Al Mina Road, Al Sour Area, Sharjah.
Ph.: 009716 5756521, Fax: 0097165756523
Email: canarash@eim.ae
Federal Bank
Below is the list of Federal Bank Relationship Managers in the UAE:
| Location | Name | Phone | |
|---|---|---|---|
| Abu Dhabi | Abey James Biju | 971 527622355 | abeyjb@federalbank.co.in |
| Abu Dhabi | Sandesh Madhubal | 971 507987130 | sandeshm@federalbank.co.in |
| Abu Dhabi | Gokul G | 971 558704770 | gokulg@federalbank.co.in |
| Abu Dhabi | Jobel Roy | 971 558704770 | jobel@federalbank.co.in |
| Dubai | Padmesh Shukla | 971 523219514 | padmesh@federalbank.co.in |
| Dubai | Amey Dahad | 971 506966543 | amey.d@federalbank.co.in |
| Dubai | Manjith Vijayan Nair | 971 522523848 | manjith@federalbank.co.in |
| Al Ain | Mathew B K | 971 528247783 | mathewbk@federalbank.co.in |
| Abu Dhabi | Bimal Roy | 971 586677307 | bimalr@federalbank.co.in |
| Dubai | Febin George Jacob | 971 561521929 | febingj@federalbank.co.in |
| Dubai | Sumit Sharma | 971 561652230 | sumit.s@federalbank.co.in |
| Sharjah | Ajo George | 971 566686067 | ajog@federalbank.co.in |
| Northern Emirates | Sarath S | 971 566601566 | saraths1@federalbank.co.in |
| Ras Al Khaima & Umm Al Quwain | Anurenjh Das T P | 971 507987235 | anurenjh@federalbank.co.in |
| Dubai | Prince Kumar | 971 557788342 | princek@federalbank.co.in |
| Sharjah | Mathews Immanuel | 971 506251905 | mathewse@federalbank.co.in |
Website: https://www.federalbank.co.in/
HDFC Bank
HDFC Bank Representative Office in Abu Dhabi
203, Salam HQ Building, Opp. Abu Dhabi Municipality, Salam Street, Abu Dhabi.
Tel: +971 2 6937000
Email ID: nriabudhabi@hdfcbank.com
Website: www.hdfcbank.com
HDFC Bank Representative Office in Dubai
104, Juma Al Majid Commercial Building, Opp Bur Juman Centre, Trade Centre Road, Dubai.
Tel: +971 4 317 0000
Email ID: nri.dubai@hdfcbank.com
ICICI Bank
ICICI Bank Limited DIFC Branch Dubai
Central Park Building, Office Tower 27-31 and 27-32 Level 27,
Dubai International Financial Centre, Dubai.
Tel: +971-4-3696400
Email: difctxns@icicibank.com
Website: www.icicibank.ae
IDBI Bank Ltd
IDBI Bank Corporate Banking Branch in Dubai
Level 3, Gate Village – 5, Dubai International Financial Centre, Dubai.
Tel: +9714 323 1400
Website: https://www.idbibank.in/
IndusInd Bank
IndusInd Bank Dubai Representative Office
204/206 Al Safa Com, Khalid Bin Waleed Road,
Opp. Burjuman Centre P.O Box No. 111873, Dubai.
Tel: +971 4 3978803
Website: https://www.indusind.com/
IndusInd Bank Abu Dhabi Representative Office
301, 3rd Floor, H.H Sheikh Omar Bin Zayed Building,
Tourist Club Area, Opp. Abu Dubai Mall, P.O Box No. 113543, Abu Dubai.
Tel: +971 2 6660405
Punjab National Bank
Punjab National Bank Dubai Branch
802, The Gate Building, West Wing, Dubai International Financial Centre, Dubai.
Tel: +971-4-325 7727
Email: pnbdifc@pnbdubai.com
Website: https://pnbdubai.com/
State Bank of India
State Bank of India Dubai Branch
709-710, Level 7, Gate Precinct Buildings 3, Dubai International Financial Centre, Dubai.
Tel: +971 4 3266675
E-mail: sbidifc.ae@statebank.com
Website: https://db.statebank/
Union Bank of India
Union Bank of India Dubai DIFC Branch
Gate Village 10, Unit no 208-210, Dubai International Financial Centre, Dubai.
Tel: +971 4 388 7200 / 2975
Email: difc.dubai@unionbankofindia.bank
Website: https://www.unionbankofindia.co.in/
Financial Solutions for Entrepreneurs in UAE
While exploring the dynamic financial landscape of the UAE, it’s interesting to find innovative solutions like Zintego emerging in the market. Zintego (https://www.zintego.com/), an online invoicing tool, is designed to streamline the process of creating, managing, and sending invoices, providing businesses and individuals in the UAE with the convenience of customizable templates and robust financial tracking.
This integration of modern financial tools alongside traditional banking services underscores the UAE’s commitment to offering a diverse and comprehensive financial ecosystem for its residents and businesses.
Operation of Indian Banks in UAE
It’s important to note that while many Indian banks have a presence in the UAE, most of them operate in the form of representative offices rather than fully functional branches. Bank of Baroda stands as the exception, being the oldest Indian bank with a more comprehensive presence in Dubai. Despite this, all these representative offices play a crucial role in facilitating the needs of Indian expatriates in the UAE.
These representative offices are adept at assisting customers in opening NRE/NRO accounts and providing essential banking services. This is a valuable service for the Indian diaspora in the UAE, as it allows them to manage their finances conveniently and stay connected with their home country. Operations of these Indian banks in the UAE, as well as in India, are subject to the regulations and oversight of the Reserve Bank of India (RBI).
The presence of Indian banks in the UAE, whether through representative offices or more comprehensive branches, serves as a vital link for the Indian expatriate community, connecting them to the financial services they require while maintaining the integrity and oversight of the Indian banking system through the RBI.
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