NRIs, OCIs need not link Aadhaar with Bank Account, PAN or SIM cards: UIDAI


Non-Resident Indians (NRIs) and Overseas Citizens of India (OCIs) do not have to link their bank accounts, PAN or SIM cards with Aadhaar card, the Unique Identification Authority of India (UIDAI) has reiterated.

On their official Twitter account, UIDAI, the authority for issuing the biometrics-based Aadhaar cards, has retweeted a statement from official Digital India Twitter account.

“NRI/OCI (Overseas Citizen of India) are not eligible to obtain Aadhaar as per the Aadhaar Act and hence are fully exempted to produce Aadhaar for any verification,” the tweet said.

“NRI/OCI need not verify their bank account or SIM or PAN with Aadhaar. If required, they may inform the service provider(s) that they being NRI/OCI are exempted from Aadhaar verification,” the tweet added.

Many NRIs are still confused whether it is mandatory for them to get their Aadhaar card linked to bank accounts by the December 31 deadline.

The reason for confusion is that while government maintains that NRIs are not eligible for Aadhaar card, several NRIs have already applied and received Aadhaar card during initial phases.

UIDAI has time and again addressed concerns regarding Aadhaar card. The authority has also confirmed several times that Aadhaar linking is not required for NRE/NRO bank accounts.

However for resident Indians Aadhaar number has to be compulsorily linked with bank account by 31 December 2017.

Here are the Aadhaar-related deadlines for resident Indians:

  • Deadline for Aadhaar and PAN linking is December 31, 2017
  • Deadline for providing Aadhaar to financial institutions like banks is December 31, 2017
  • Deadline for providing Aadhaar details to social security schemes is December 31, 2017
  • Deadline for linking Aadhaar card with Post Office schemes, PPF, NSC, Kisan Vikas Patrika is December 31, 2017
  • Deadline for providing Aadhaar based e-KYC verification for all mobile phone subscribers is February 6, 2018

Residents may visit the Aadhaar Seva Kendra for enrolment and to update services.

UIDAI has repeatedly said that linking of Aadhaar card with the bank account is safe and secure and the government takes all possible measures to ensure it.

“By verifying your bank account with Aadhaar, you are adding an additional layer of security. Your bank account information is never transferred to Aadhaar/UIDAI by your bank,” the authority said.

Published on 11 October 2017


  1. Rashmikant & spouse Devben Shah on

    I am availing post operative Cancer Treatment in North America, can’t reach upto Dec17, can come after 15th Jan ’18 say after interim treatment for personal visit & biometric photo print of finger print, pl waive & grant extension, self & spouse are Indian resident & holdig Indian passport

  2. Self availing Post Cancer treatment @Princess Margareta Cancer Treatment @Canada,spouse aging 80 yrs Self can’t reach on or before Dec 17 can reach after 15th jan saybefore 31st Jan18 pl waive & grant upto 31st, we got AADHAR card self bearing no2010 1673 1895 & spouse Deviben Shah bearing no619739626060
    but in case Deviben despite given passport fir D,O,B, due to clerical mistake wrong D.O.b entered instead of& correct DOB 27th sept 1939 , Pan card of both OK, we both are Indian Citizen & holding INR p.port. pl help & oblige.Self Rashmikant shah

  3. My son has completed his studies in US & since 1 month he got the job there. He is liable to pay tax there.can he remit the saving amt here?if yes,income generated in India from his investment is taxable in India or US?is it advisable to make investment on his name in India?what is his status in India for taxability?can he gift the AMT from his saving is US to his parents?

  4. Rajnikant Patel on

    I am born in India, now a citizen of USA. I have bank account in India. what regulation apply to me to operate my bank account ?

  5. Yes he can transfer money to Parents as gift, no tax liability. Use SBI branch for transfer. NRI may not open NRI account otherwise interest earned in India is taxable in US. But in case, he is going to settle in US, let him retain money which may be needed for buying car /home.

  6. I am born in Panama,Citizen of Panama.I have bank account in India.Having OCI, can I give oci card instead of Aadhar card to my bank. Pls inform.

  7. Sir, income earned in US is taxable in US only, it is not taxable in INDIA. Any Indian who lives abroad for more than 180 days continuesly is considered a NRI. He cannot have normal saving account in India. He should open a NRE/NRO Account for remittance of money from US to INDIA.

  8. I think you are right. OCI and NRI status doesn’t need Adhar card mapping. Yes, OCI can be given for bank mapping. I think OCI needs NRE/NRO Account in India not normal saving account

  9. I am a Resident Indian staying in Bangalore. However my 7 year old son is American Born with an American Passport and PIO Card. We had opened a savings account for my child a few years back on our return to India in the same bank where I hold a savings account. My question is, since my son does not have an Aadhaar, what is the verification that should be given to the bank to continue his savings account?

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